Risky Habits When Using Credit

Here are a few examples of bad habits that can lead to debt and credit problems:

• Relying on credit cards for daily purchases because you don’t have enough money in your budget.
• Using your cards without considering if you can pay the debt back.
• Making purchases that you know are outside of your budget because you really want those items now.
• Buying on impulse without thinking about it because your credit card is handy.
• Using credit cards to emergencies because you don’t have any savings.
• Only paying the minimum amounts due on your bills.

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